Risk-free money

When interest rates are high, there are plenty of risk-free arbitrage opportunities. Banks entice customers with generous bonus savings rates and credit card issuers do the same with low rates. I spotted one such opportunity in June 2024 with the no-fee MBNA True Line credit card and Wealthsimple’s high-interest savings Read more

Delaware History Museum

Delaware made assisting slave escapes illegal, so participants had to be very clever about the Underground Railroad or risk getting caught. If caught, the penalty included a year in prison, a fine of $100, and being sold into slavery—a high price. Abolitionists sometimes managed to redeem the freedom of their Read more

Dover, DE

On July 1, 1776, Caesar Rodney was called on to break the tie for Delaware’s vote for independence. Delaware’s two other delegates to the Continental Congress disagreed. He rode a horse through the night from Dover to Philadelphia the following afternoon to support independence. Following the defeat of the British Read more

Value of Uber

Though Uber is a luxury for many, I found one specific situation where Uber was necessary. I was on my way home on a Friday evening from the airport after spending almost a whole work week in Toronto for meetings and dinners, and had another morning departure to Toronto the Read more

New Jersey State Museum

The State Museum of New Jersey in the state capital Trenton is free of charge and has a strange interpretation of native people. Although Native Americans are still very much alive, their history is interpreted through archeological ethnography instead of their living cultural experiences. The State Museum of New York Read more

Trenton, NJ

The state capital of New Jersey was only a small town during the American Revolutionary War when General George Washington defeated the British and their mercenaries several times and lodged his troops briefly in the barracks. It is still a small, sleepy town today with the husks of 20th century Read more