When interest rates are high, there are plenty of risk-free arbitrage opportunities. Banks entice customers with generous bonus savings rates and credit card issuers do the same with low rates. I spotted one such opportunity in June 2024 with the no-fee MBNA True Line credit card and Wealthsimple’s high-interest savings Read more
Though Uber is a luxury for many, I found one specific situation where Uber was necessary. I was on my way home on a Friday evening from the airport after spending almost a whole work week in Toronto for meetings and dinners, and had another morning departure to Toronto the Read more
Celebrating 900 posts. By being thrifty about the way I spend and strategic about long weekends, I find myself traveling about once every four to eight weeks. My friends often ask me how to save money while traveling and AirBnB comes up a lot. Of course, it depends on what Read more
Art changes the way I see and understand history and human nature. Peter Paul Rubens with his Baroque renderings of biblical images has captured my heart. He’s undoubtedly my favourite painter of all time. I’ve had the fortune to see a wide collection of his works in the Old Master’s Read more
I did the same thing in January 2025 as January 2024—I visited Vancouver for a weekend to reconnect with family and friends. Facebook memories reminded me of the 2023 travel summary I posted last year, so I decided to do it again this year. 2024 was also the first calendar Read more
This is a modified excerpt from my master’s research project in 2022. “Burke,” a 53-storey condo tower being erected on the corner of Sherbourne and Howard streets, just steps away from Sherbourne subway station. On the same site as the new condo there are two heritage buildings – the Anson Read more
When travelling to Munich, the Bavarian National Museum is one not to miss out on. The Museum building itself was built during King Maximilian II in 1855, around the same time the Neuschwanstein Castle was built (the castle used as inspiration for the one in Disneyland). The interior of the Read more
I saved $917 on my vacation to Alaska even before it began; $815 from full price on a first class flight and $102 on a rental car booking just for checking the price again three months before departure and booking cancellable rates. While not as impressive as the $953 win Read more
Some people collect stamps, others collect garden gnomes, I collect points. Last year, I got the President’s Choice World Mastercard that gave me 300,000 points as a welcome bonus. I had earned another 50,000 points before the end of 2023 with help from the elevated earn rate from the credit Read more
I’m sitting in a diner near the Atlantic Ocean in West Haven, Connecticut knowing that this trip to Yale will yield enough content to help me surpass 800 cumulative posts. I also know that as I write this in September 2022, it will not be published until summer 2024, almost Read more