When interest rates are high, there are plenty of risk-free arbitrage opportunities. Banks entice customers with generous bonus savings rates and credit card issuers do the same with low rates. I spotted one such opportunity in June 2024 with the no-fee MBNA True Line credit card and Wealthsimple’s high-interest savings Read more
I saved $917 on my vacation to Alaska even before it began; $815 from full price on a first class flight and $102 on a rental car booking just for checking the price again three months before departure and booking cancellable rates. While not as impressive as the $953 win Read more
Some people collect stamps, others collect garden gnomes, I collect points. Last year, I got the President’s Choice World Mastercard that gave me 300,000 points as a welcome bonus. I had earned another 50,000 points before the end of 2023 with help from the elevated earn rate from the credit Read more
If you want a subsidized holiday then you have to put in the legwork. I recently scored a suite in New York City’s Soho for one night valued at $953 for free, but it took three months of preparation to get to that room. I’ve previously written about how I Read more